Terms of Use

1. General Provisions and Status of Information

1.1 The Site is operated by the Izbushka Properties group of companies, represented by the legal entities: IZBUSHKA PROPERTIES COMPANY LIMITED (Ho Chi Minh City, Vietnam) and the Moscow Branch of Izbushka Group LLP (Moscow, Russia), hereinafter collectively referred to as the "Company", "we", "us".

1.2 All information, analytical materials, financial models, and investment memoranda presented on the Site are provided for informational and reference purposes only.

1.3 No information on this Site constitutes a public offer, individual investment recommendation, or financial, legal, or tax advice.

2. Risk Notification (Investment Disclaimer)

2.1 Investments in overseas real estate, including in emerging markets (Vietnam, Indonesia, Cambodia, etc.), involve a high degree of risk.

2.2 Financial indicators presented on the Site (e.g., "target yield of 20% in USD") are projected goals based on the Company's analytics, not guaranteed obligations. Historical returns on past transactions do not guarantee similar results in the future.

2.3 The User acknowledges specific risks, including but not limited to: market risks (fluctuations in property prices and rental rates); currency risks (changes in national currency exchange rates against the US dollar); liquidity risks (potential difficulties with quick asset disposal in the local market); developer risks (delays in project completion or changes in project documentation); regulatory risks (changes in tax, currency, or migration legislation in countries of operation).

2.4 Before making any investment decisions, the Company strongly recommends consulting independent financial and tax advisors.

3. Limitation of Liability

3.1 The Company, its directors, employees, and partners shall not be liable for any direct, indirect, or incidental damages arising from the use or inability to use the Site, as well as for decisions made based on information published on the Site.

3.2 The Company makes every effort to provide accurate analytics and market data, but does not guarantee their absolute completeness, timeliness, or absence of errors.

4. Intellectual Property

4.1 All rights to the content published on the Site, including texts, graphics, logos, design elements, financial models, analytical reports, and investment memoranda, belong to Izbushka Properties.

4.2 Copying, reproduction, distribution, parsing (automated data collection), or commercial use of any Site materials without prior written consent of the Company is prohibited.

5. Anti-Money Laundering (AML/KYC)

5.1 The Company strictly complies with international standards and local legislation in the field of combating the legalization of proceeds from crime and the financing of terrorism (AML/CFT).

5.2 All payments for investment transactions are made exclusively through licensed banking channels in accordance with applicable currency legislation requirements.

5.3 To provide detailed investment proposals and conclude transactions, the Company reserves the right to request documents from the User for verification procedures (KYC) and confirmation of the legality of fund origins (Source of Funds).

6. Links to Third-Party Resources

6.1 The Site may contain references or links to websites of partner developers and third parties.

6.2 The Company does not control these resources and is not responsible for their content, privacy policies, or services provided.

7. Privacy and Cookies

7.1 The collection and processing of Users' personal data (including inquiries via contact forms, Telegram, WhatsApp, or email) are governed by our Privacy Policy.

7.2 The Site may use cookies and similar technologies to ensure proper operation and traffic analytics.

8. Applicable Law and Dispute Resolution

8.1 These Terms are governed by and construed in accordance with the laws of the Socialist Republic of Vietnam, unless otherwise provided by an individual agreement between the parties.

8.2 All disputes arising from the use of the Site are subject to mandatory pre-trial settlement. The response period for a written claim is 30 (thirty) calendar days.

8.3 If no agreement is reached, the dispute shall be referred to a competent court at the Company's place of registration.

9. Changes to Terms

9.1 The Company reserves the right to make changes to these Terms at any time. The updated version shall take effect from the moment of its publication on the Site.

9.2 The User undertakes to independently check this page for changes.